Identity Theft Protection

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Procrastinating Pays a Price
  It is evident there is a need to protect individuals regarding identity theft and fraud. A slew of credit monitoring and protection products promise to notify the subscriber when there has been a change in their credit report or when there appears to be suspicious activity with one of their accounts, by then it is too late. The majority of these services are reselling credit monitoring services, which provide no preventative features.

Be Pro-active, Not Re-active
Banks, credit-card companies and data brokers are pushing two basic kinds of identity protection: insurance plans that reimburse an individual for some out-of-pocket expenses from theft, and credit monitoring services that alert an individual when certain new information comes up at one of the three major credit bureaus. The increase in services offered validates the need within the marketplace of such services. Credit monitoring does nothing to repair the damage from identity theft and like most identity theft services go into effect after an individual’s identity has already been compromised and therefore are classified as reactive, not proactive, in nature.

Identity Theft Protection
Lifelock, the leader in Identity Theft Protection, helps protect your identity - even if your information falls into the wrong hands. As a Lifelock member, if you become a victim of identity theft because of a failure in LifeLock's service, they'll help fix it at their expense, up to $1,000,000. (Restrictions apply. See lifelock.com for details)

Be Pro-Active

Identity Theft Protection

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By now you've heard the stories about individuals whose identities have been stolen by identity thieves.

They're not pretty stories…people working for hundreds of hours over many years to get their lives back in order, even innocent individuals ending up in jail.


 


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The crime of identity theft occurs when someone, without your knowledge, fraudulently uses your personal information to obtain goods, services, credit, or your assets.

As criminals continue to employ more sophisticated and high-tech methods, the number of identities exposed in a single theft increases dramatically. Every week, retail companies, financial institutions, and national organizations are breached, and the personal and financial information of hundreds of thousands, in some cases even millions, of Americans is stolen.

Financial costs aside, identity theft victims can spend frustrating hours talking to credit card companies, banks, police and credit bureaus repairing the damage. That’s why it’s more important than ever you take precautionary steps to help reduce your risk of identity theft.

LifeLock, the leader in identity theft protection, works proactively to help protect your identity – even if your information falls into the wrong hands. As a LifeLock member, if you become a victim of identity theft because of a failure in their service, they'll help fix it at their expense, up to $1,000,000. (Restrictions apply. See lifelock.com for details.)

Here's what you get with LifeLock® proactive service:

eRecon™
LifeLock monitors the Internet for the illegal selling of your information with eRecon™. Identity thieves can buy, sell, and trade identity information over the Internet in seconds.
eRecon™ patrols over 10,000 criminal websites and notifies you if your personal information is found being misused online.

WalletLock™
If your wallet is ever lost or stolen, call LifeLock and a WalletLock™ representative will help you contact each credit card, bank, or document issuing company to cancel your accounts and replace your lost documents. These include your credit/debit cards, driver's license, Social Security card, insurance cards, checkbook, and even traveler's checks (pictures, cash, and other monies excluded).

TrueAddress™
LifeLock verifies change of address requests submitted on your behalf. By simply placing a change of address request, identity thieves can steal your mail, giving them access to your personal information. LifeLock monitors any changes to your address with TrueAddress™, and contacts you if the address on file for your membership does not match the request submitted to various nationwide address databases.

Free Annual Credit Reports
LifeLock requests copies of your free annual credit reports be sent to you. These free reports allow you to check for any potential problems or discrepancies.

Reduced Pre-Approved Credit Offers
LifeLock will request that your name be removed from pre-approved credit offer mailing lists. Over time, you will notice a dramatic decrease in the amount of pre-approved credit card offers you receive in the mail.

24-Hour Customer Service
LifeLock Member Services department is available to help 24 hours a day, seven days a week. Members also have instant, anytime access to their accounts through the membersonly myLifeLock website.

$1 Million Total Service Guarantee
As a LifeLock member, if you become a victim of identity theft because of a failure in their service, they'll help fix it at their expense, up to $1,000,000. (Restrictions apply. See lifelock.com for details.)

Become a LifeLock member today and help protect yourself and your family from one of America’s fastest growing crimes.

Call 1-877-LifeLock (543-3562),
mention code "registered" for savings


Protecting Personal Data

Identity theft statistics:

* Identity theft increased 22% in 2008, affecting nearly 10 million Americans at a cost of $48 billion to consumers and businesses.
Source: Javelin Strategy & Research. “2009 Identity Fraud Survey Report.” February 2009.

* Last year, identity theft complaints received by the FTC increased 21%.
Source: Federal Trade Commission. Source: “Consumer Sentinel Network Data Book for January – December 2008.” February 26, 2009.

* Identity theft affects a significant portion of the population and will continue to rise:

* 33,627,587 records containing sensitive information were involved in security breaches in 2008.
Source: DataLossDB.org.

* Identity theft affected 4.32% of the U.S. population in 2008. Source: Javelin Strategy & Research. “2009 Identity Fraud Survey Report.” February 2009.


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identity theft prevention

Identity Theft Protection